If you paid off the auto loan, eTags will need proof that you satisfied the lien before sending you a duplicate title. If the California car title was lost or stolen in this case, only the lienholder could request and receive the title replacement. Your auto loan company can take back the vehicle if payments aren’t regularly made. If your vehicle was financed, you probably have a lien on it, which stops you from selling the vehicle before its paid off. Duplicate title when there’s a lien on your vehicle If you find the original vehicle title again, destroy it to ensure it’s never used in the sale or transfer of ownership of the vehicle. When a duplicate title is issued, the original vehicle title is automatically voided. You must get a title replacement if the original title got lost, stolen, damaged, destroyed, or became illegible. If you have a paper title, just complete the REG 227 form. If you have an electronic title that got lost or damaged, just ask eTags to print it out and mail it to you should you need to transfer ownership of your vehicle. Digital titles reduce fraud, mailing costs, and storage. When vehicle is paid off to original lienholder, a lien satisfaction notice is sent to DMV and car title is either issued to the registered owner or a new lienholder will be added if there is one. These digital titles include the same vehicle details and work just like paper titles. Through the Electronic Lien and Titling Program (ELT), the California Department of Motor Vehicles holds lienholders’ title info in an electronic format, so there’s no paper title. Whether you are using the REG 227 to request a duplicate title or a private seller transfering the title of a vehicle when the title is not available, neither requires notarization.Paper title vs.

Section 2 is included for a lien-holder or title holder, if applicable. When using REG 227 to transfer the title when a title isn’t available, the vehicle owner will check Transfer of Title with Duplicate and complete Section 1, 3 and 4. When using the REG 227 to request a duplicate title, the vehicle owner checks the Duplicate Title box and completes Section 1 and 3. When the loan has been paid off, Section 5 allows the lien-holder to release interest and when that release is entered, it needs to be notarized. When a vehicle has been financed, the lien-holder has financial interest in the vehicle until the debt has been satisfied. Section 5 pertains to Lien-holders (Banks and Finance companies), not private sellers. It applies specifically to Section 5 which states: LEGAL OWNER OF RECORD RELEASE OF OWNERSHIP AND/OR INTEREST- Must be notarized. While it is true that the REG 227 has a notarization certificate at the bottom of the first page, it isn’t meant for most requests. Often people mistakenly believe REG 227 needs to be notarized before it is processed by the DMV. It may be used to request a duplicate vehicle title if the original has been lost, stolen or mutilated and it may also be used to transfer vehicle ownership when the title isn’t available. The California Department of Motor Vehicle form REG 227 (Application for Duplicate or Paperless Title) serves two purposes.

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